General

How to Share Bank Statements Without Password?

Banks, irrespective of the country, usually send bank statements as password-protected PDF files, ensuring safety of your data and other account and personal details. The password is usually built from customer’s date of birth, last digits of their phone number, or using their customer ID. This keeps your data secured while sharing, but can cause problem while sharing it with landlord, loan officer, or your accountant.
The receiver usually doesn’t know the password or ask for an unlocked copy of the bank statements. Many people get stuck and wonder how to share bank statements without passwords when recipients ask for a password or an unlocked copy. This guide has covered all the methods and tool that you can use to share password-protected bank statements without password.

Method 1: Print your Bank Statements to PDF in Chrome

Workflow: Open your password-protected bank statements PDF in the browser, enter your password, and then press Ctrl+ P, or select “Save as PDF” option, and save the file on your device.

Limitations of Method 1

• It can hamper the original structure and digital signature oof your bank after saving it as a PDF.
• It changes the metadata which can get noticed by the receiver.
• Some restrictions may do not get resolved with this method.
• It can only convert one file as PDF at once, which can slow the process.

Method 2: Print Options Available in Mobile

Workflow: To share bank statements with someone without password, open the password-protected PDF file with the password and save it again, or export it via print option on Android and iPhone. Now, you can view bank statement PDF without password.

Limitations of Method 2

• There are platform-specific drawbacks, like the “pinch to create PDF” option on iPhone is uncommon among users.
• It can also break the original structure of your file and disturb the alignment.
• It is not an optimal solution for batch processing.

Method 3: Adobe Acrobat Pro

Workflow: Open your password-protected PDF file with the actual password and go to Tools, then click on Protect. Choose the Encrypt option, and within this, select Remove Security. This will remove the password from your PDF file, and you can share bank statements without needing any password to access it.

Limitations of Method 3

• It asks for a paid subscription to remove the password from the bank statements PDF.
• It requires the correct password first and can be heavy software for simple one-time use.
• It may ask you to pay a required amount to unlock Bank statements PDF, which can be expensive for some people.

Method 4: Online PDF Unlock Websites

Workflow: Upload your password-protected PDF to a website, enter the correct password, and download the bank statement PDF without a password.

Limitations of Method 4

• Bank statements are uploaded to a third-party website, which can hamper PDFs privacy.
• You cannot verify how many people can access it.
• They have limited free versions, and after that, you need to buy a subscription plan.
• It requires a good network connection.
• Many banks and accountants advise people not to use third-party websites for such tasks.

Method 5: Asking the Bank for an Unlocked Copy

Workflow: You can request your respective bank for an unlocked copy, or they will ask you to download a fresh statement from the bank or branch. You can now share bank statements with someone without any password.

Limitations of Method 5

• This method is applicable for banks that have such a policy.
• It may have an applicable fee or require a visit to your Bank’s branch.
• It is not useful for removing passwords from multiple PDFs.
• It is not mandatory that every bank will provide you with an unprotected copy of your transactions.

Method 6: Sharing the Password with Recipient

Workflow: To access a bank statement PDF without a password, you share your password-protected PDF with the password so that the recipient can open it using the password.

Limitations of Method 6

• The recipient has to enter the password whenever he/she tries to open the file.
• It carries a risk of exposing your password, which can then be misused.
• Some websites or portals cannot process bank statement PDFs without a password.

The Smarter Solution: PCVITA PDF Software

PCVITA has invented a PDF Restriction Remover tool that bridges this gap and ensures you can easily share password-protected bank statements without requiring any upload to some random websites. It’s a desktop application that is designed to remove the password from password-protected bank statement PDFs. Since it runs on your local device, it minimizes the risk of uploading bank statement PDFs without passwords online to unprotected websites.

Key Features of This Software

1. Removes passwords from the documents easily: You are required to enter the correct password, and it will disable the password and give you an unprotected copy, ensuring your data is secured and structured even after the password is removed.
2. Removes restrictions from the PDF: This tool helps in managing restrictions that are present on the PDF. As the owner of the PDF, you can decide which functions can be performed on your PDF after sharing.
3. Multiple files unlocking possible: It enables you to add multiple password-protected bank statement PDFs at once and unlock them together. Now, you can unlock your monthly instalments for a visa or loan application that requires 6 or 12 months of bank statements.
4. It can work without an internet connection: Here, in this tool, files are uploaded locally, so it does not require any network connection for processing or unlocking any file.
5. Preserves the structure of your document: Unlike other converters, it keeps your pages intact without disturbing the font or overall formatting of your document.
6. User-friendly interface: It has 3 easy steps to unlock your bank statements. You need to select the password-protected bank statements PDF you need to unlock, then select the folder where you have to save the files, and then click Unlock.
7. No other app required: PCVITA tool does not require Acrobat or any other app to work.

How to Share Bank Statements Without Password Using PCVITA Tool

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• Step 1: Download and install the PCVITA PDF Tool from their official website.
• Step 2: Open the app and click on add files option.
• Step 3: Select the Bank statements PDFs you have to unlock.
• Step 4: Enter their respective passwords if the file is protected with an open password.
• Step 5: Select the output folder where your bank statements will get saved after removing password.
• Step 6: Click on Unlock button and wait until the process completes.
• Step 7: Open the unlocked files to cross-check formatting and inclusion of all pages.
• Step 8: Share the bank statements with someone by email or upload it as required without requiring any password.

Comparison between Other Methods and PCVITA Tool

To share bank statements with someone securely without having a second thought, we have compared all the methods and tools below for your better understanding.

Other Methods	PCVITA Application
It requires a stable internet connection.	It works locally, so does not require an internet connection to process files.
It requires paid versions or offers limited free trials.	Its free version allows you to unlock files multiple times.
It can disturb the layout of your file.	It keeps the original structure and format intact.
It may or may not allow batch processing.	It allows batch processing multiple times.

Conclusion

Indian banks use strong passwords to protect your bank statements, but that protection can become a little frustrating when you need to share your file urgently or apply for a loan. Common methods like print as PDF, Acrobat, online unlockers, or requesting bank may work in some situations but can be frustrating as each have their own limitations and drawbacks. It can hamper your data security, ruin the formatting, or may not allow you to share password-protected bank statements. If you are actually searching for how to share bank statements without password, PCVITA application is the right answer for you. It is an offline desktop app, keeping your data protected even after removing the password and enabling you to easily unlock your multiple bank statements without sending your confidential data online. Download, unlock and share bank statement PDF without password as PCVITA has your transactions secured and intact with confidence.